Financial Clarity Begins Here

Fee-only financial advisor for women navigating income disruption, divorce, and major transitions — with clarity and composure when decisions matter most.

Hourly fee financial advice designed to fit your goals, your pace, and your budget.

No commissions. No product sales.

Financial Clarity. Confidence. Purpose

Two women in polka dot blouses sit at a table reviewing papers, with one taking notes with a pen.

Who We Are

SpendItRight was built on a simple belief: financial independence is freedom.

SpendItRight is a woman-owned, fee-only financial advisory firm, operated as a solo Registered Investment Adviser registered in Texas. We provide clear, conflict-free financial guidance without commissions, product sales, or pressure.

SpendItRight was created to address the financial gaps women often face, especially during major life transitions. We believe every woman deserves clarity, confidence, and control as she navigates the next chapter of her life.

Our approach is intentionally flexible. You decide what you need help with, and we provide tailored guidance aligned with your goals.

Our Team

Who We Serve

At SpendItRight, we work with women who want clear, objective financial guidance—especially during periods of transition.

Our clients include:

✔ Women and families who want hourly financial and investment advice while staying hands-on with their money.

✔ Divorcing or divorced women who need thoughtful financial analysis and guidance to make informed decisions and rebuild stability.

✔ Parents planning for college who want clarity around education costs, funding strategies, and long-term tradeoffs.

What We Help With

  • Hourly financial and investment advice

  • Divorce financial planning and settlement analysis

  • College planning and education funding strategies

All services are offered on an hourly or project basis, so you get the guidance you need - without long-term commitments or product sales.

Our Approach

Simple. Clear. Supportive.

No sales. No jargon. No judgment.
Just objective, real-world advice designed to help you make confident financial decisions.

As a fee-only fiduciary, our advice is always aligned with your best interests.

Schedule Your Call

How We Serve

Our hourly services are designed to meet you where you are and help you move toward your long-term goals with clarity and confidence.

  • We offer two engagement models -

    • Quick Clarity Session ($99 for 30 minute session)

    • Strategy & Analysis Session ($250 hourly rate).

  • No Asset Minimums. Hidden Commissions. No Product Sales.

  • Just the support you need — exactly when you need it.

Examples of Strategy & Analysis Scope:

  • Retirement Accounts Review

  • Investment Portfolio Construction

  • Divorce Finance Planning

  • College Education Planning

  • Real Estate Investment Analysis

  • Cash Flow Model & Planning

Our Deliverable:

  • Quick Clarity Session - Immediate Answers (no analysis).

  • Strategy & Analysis Session - Defined Next Steps.

Schedule Your Call

  • Sometimes you don’t need a full financial plan - you just need clear, objective answers. With hourly advice, you set the agenda and I provide focused guidance tailored to your questions.

    1️⃣ Quick Clarity Session - $99 (30 minutes)

    Perfect for: straightforward questions, second opinions, or getting unstuck.

    What’s included:

    Perfect if you’re looking for help with:
    ✅ Direct, concise answers

    ✅ Real-time guidance

    ✅ No prep work

    ✅ No financial analysis

    ✅ No written summary

    Ideal for: DIY planners, questions about accounts, basic investing guidance, or understanding options.

    2️⃣ Strategy & Analysis Session - $250/hour

    Perfect for: deeper decisions that require projections, reviewing documents, or building a plan.

    What’s included:

    ✅ Full financial analysis

    ✅ Calculations, projections, or scenario reviews

    ✅ Tax-efficient planning

    ✅ Written recommendations (if needed)

    ✅ Strategy tailored to your goals

    Ideal for: investment planning, real estate decisions, cash-flow planning, and anything requiring expert financial analysis.

  • As someone who rebuilt after divorce, I understand how overwhelming financial transitions can be. This service helps you analyze settlements, divide assets, and create a clear path toward post-divorce independence.

    Perfect if you’re looking for help with:

    ✅ Settlement analysis and long-term projections

    ✅ Asset division strategies (retirement accounts, pensions, property)

    ✅ Child support and college funding strategies

    ✅ Rebuilding your financial independence post-divorce

    ✅ Pre-Divorce Assessment

    Rate: The hourly rate is $250/hour. Pay by the hour or as a project.

  • Get customized guidance on college planning so your decisions align and don’t derail your retirement.

    Perfect if you’re looking for help with:
    ✅ 529 plan analysis and setup
    ✅ Custom funding strategies for multiple children
    ✅ Financial aid optimization
    ✅ Scholarship search guidance
    ✅ College cost projection and budget planning

    Fees: The hourly rate is $250/hour. Pay by the hour or as a project.